Editorial comparison

Northgate Student

Built around academic-year occupancy, malicious damage by tenants, and the void between tenancies.

student let
hmo
Buildings
£500,000
Contents
£25,000
Liability
£2m
Rent guarantee
Up to £10k
Excess
£400
Illustrative monthly
£29.15
Illustrative annual
£350

Best for

Term-time student lets with short voids

Caveats

  • Malicious damage cover is often capped and excess-heavy.
  • Confirm whether the property is treated as an HMO.
  • Illustrative figures only. Not a live quote.